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BU Flex 4U

Occupational disability insurance for young people

What if you were suddenly unable to work due to health reasons? Occupational disability insurance protects your income in exactly such a situation. It’s particularly attractive for young people: you benefit from low premiums because you’re generally in good health – and you secure financial protection for your working life early on. It can be flexibly adapted as your life changes.

Your benefit as an IGBCE member: the Benefits Check (L-Check). Trained specialists will assist you with claiming your insurance benefits. On request, we can also help you apply for a disability pension from the statutory pension insurance scheme.

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  • Special rates for school pupils, students and trainees
  • Insurance cover worldwide and around the clock
  • Possibility of a lower premium if you switch to a lower-risk occupation
  • Increases in cover through the supplementary insurance guarantee
  • Low premiums on corporate rates
  • Minimum premium for 70% of the benefit with BU protect for up to 36 months for just €5 a month
  • Increased benefits through dynamic premium adjustments
  • Maximum entry age 30
  • Highlights sheet (PDF)

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