- No annual fee (permanent)
- No fee for cash withdrawals. Interest is charged from the date of withdrawal until the statement is settled. No overseas transaction fees either.
- No fees for replacement cards, replacement PINs or card blocking
- Can be cancelled at any time (free of charge)
- Free travel insurance included
- No foreign transaction fees (worldwide)
- Free partner cards on the same terms. Applies to spouses, children, parents and partners
- Interest-free payment terms of up to 7 weeks for purchases
- Online access to your card account
- Pay by mobile with the IGBCE Mastercard GOLD – in shops and online: fast, secure, cashless and contactless!
- Direct debit and bank transfer services are available
The Mastercard Gold includes travel insurance. However, there are important restrictions you should be aware of.
Age limits for travel insurance
Insurance cover for cardholders automatically ends at the age of 75 (source: page 3 of the travel insurance terms and conditions).
Even if you pay for your trip with the Mastercard Gold, you will not be entitled to insurance benefits if you are over 75.
Fellow travellers who are younger and whose travel costs were also paid for with the Mastercard are insured.
Maximum trip duration depending on age
For cardholders, co-insured family members or fellow travellers who are over 70 years of age at the start of the trip, a maximum trip duration of 21 days applies (instead of 90 days).
(Source: Page 9 of the travel insurance terms and conditions)
Would you still like to take out cover?
If you are over 70 or 75 and still need suitable travel insurance, we’d be happy to help.
We will find the right insurance for you so that you can travel with peace of mind.
Contact details
Email: kontakt@igbce-bonusagentur.de
Telephone: +49 511 7631‑580
Advanzia Bank offers all members expert support via email, for example with disputes over bills, incorrect charges and card blocks. If your card is blocked, you’ll receive an email with a dedicated helpline number.
Tip: Use the Advanzia Bank app. All our services are easily accessible here. Simply download it from your app store and register.
Email: service@advanzia.com