Finances and insurance – it might sound complicated at first, but it’s something you’ll need to deal with early on in your life. During a free consultation, we’ll look at your situation together, explain the key basics and help you get off to a good start with the right cover. Taking care of things early on gives you security and freedom for the future.
Which insurance makes sense - our offer for IGBCE members
Starting an apprenticeship, a degree course or a career brings about many changes. These insurance policies offer you peace of mind right from the start – often at particularly favourable rates for IGBCE members. Whether it’s personal liability, home contents, occupational disability or legal expenses cover: you’re protected where it matters most.
Liability insurance - your secure protection for carefree everyday life
A momentary lapse of concentration: you knock a friend’s smartphone off the table or cause an accident whilst cycling. Normally, you’d
have to pay for such damage out of your own pocket – and it can often be expensive. Third-party liability insurance protects you from the financial consequences and defends you against unjustified claims.
Vitality protection - flexible cover for your labour force
Not everyone can take out occupational disability insurance – whether for health reasons or because they work in a high-risk profession. Vitalschutz is the ideal alternative: it protects your ability to work, is always cheaper than occupational disability insurance, and offers you up to 12 times your monthly pension should you need to claim. With at least 22 basic abilities covered, you are comprehensively protected.
Occupational disability insurance - protecting your own labour force
Illness, burnout or an accident – one in four people in work becomes unable to work. State benefits are often not enough to live on. With occupational disability insurance, you can protect your income and maintain your standard of living – even if you can no longer carry out your job.
Household contents insurance - your possessions well protected
You want to protect what’s yours. After all, if your furniture, clothes or electrical appliances are damaged or destroyed by fire, water damage, storms or burglary, the costs can quickly mount up. Home contents insurance helps to protect your possessions financially and better absorb the costs of everyday damage. This ensures that your home and everything in it remains reliably protected.
Advantage world
An exclusive range of benefits for IGBCE members. Great value for money, excellent service and a variety of special offers, also available to family members and partners.
Service for starting your career
A tip from the IGBCE: You’ve completed your vocational training or degree. Congratulations!
Our tips and services for those starting their careers.