Finances and insurance – this isn’t a luxury, but part of everyday life. We’re here to help you understand your situation, find the right cover and take advantage of the benefits available to IGBCE members. Women are more likely to face lower incomes, part-time work and career breaks – which increases the risk of gaps in their pension provision.
Which insurance makes sense - our offer for IGBCE members
These insurance policies cover key life risks and are available to IGBCE members on particularly favourable terms. They are suitable for all members and take into account different life situations – including those that affect women more frequently.
Occupational disability insurance - protecting your own labour force
Illness, burnout or an accident – one in four people in work becomes unable to work. Statutory cover is often not enough to live on.
With occupational disability insurance, you protect your income and safeguard your standard of living – even if you can no longer work in your profession.
Accident insurance - statutory insurance is often not enough
A skiing holiday, a fall at home or a cycling accident – accidents usually happen during leisure time. Statutory accident insurance does not cover these situations.
Private accident insurance provides you with financial protection, for example through a lump-sum payment or a pension in the event of permanent injury.
Private pension provision - security for tomorrow, freedom in old age
Is retirement still a long way off? Time flies. Periods of part-time work, caring for others or lower income can mean that your state pension won’t be enough later on. Private pension provision helps to bridge any gaps in your pension and ensure you can maintain your current standard of living in old age.
Being well-provided for means: greater financial independence, greater planning security – and peace of mind about the future.
Liability insurance - your secure protection for carefree everyday life
A momentary lapse of concentration: you knock a friend’s smartphone off the table or cause an accident whilst cycling. You’d normally have
to pay for such damage out of your own pocket – and it can often be expensive.
Liability insurance protects you from the financial consequences and defends you against unjustified claims.
Advantage world
An exclusive range of benefits for IGBCE members. Great value for money, excellent service and a variety of special offers, also available to family members and partners.
Fairwandeln
Tip from the IGBCE: Would you like to find out about the state of gender equality in business and society? The IGBCE can help with plenty of information, resources and practical advice.
CareProtection
Statutory care insurance covers only part of the costs of care. A significant proportion of the expenses often falls on those affected and their families.