Health & care: Well covered in every health situation
Health is the most important thing – and not everything is automatically covered. Whether you’re travelling, falling ill, being hospitalised, needing long-term care, or looking after your pet: with the right supplementary insurance, you can protect yourself against high costs and ensure financial security.
Accident insurance - statutory insurance is often not enough
A skiing holiday, a fall at home or a cycling accident – accidents usually happen during leisure time. Statutory accident insurance does not cover these situations.
Private accident insurance provides you with financial protection, for example through a lump-sum payment or a pension in the event of permanent injury.
Legal protection - enforce your rights when it counts
A dispute with your landlord, trouble on the road, or copyright issues online? With legal expenses insurance, you’re covered – whether in your private life, on the road, or in your home. This means you can assert your rights without having to worry about high costs.
Occupational disability insurance - protecting your own labour force
Illness, burnout or an accident – one in four people in work becomes unable to work. State benefits are often not enough to live on. With occupational disability insurance, you can protect your income and maintain your standard of living – even if you can no longer carry out your job.
Advantage world
An exclusive range of benefits for IGBCE members. Great value for money, excellent service and a variety of special offers, also available to family members and partners.
Financial counselling
The financial advice is provided in accordance with DIN 77230. It is free of charge, impartial and independent. Simply book a consultation.
Health platform
Prevention services and digital solutions for greater well-being and a healthy lifestyle. As an IGBCE member, you get free access to chaemp, the new digital health platform with an integrated rewards scheme.