Whether it’s physically demanding work, a high level of responsibility or concentrated mental work: in the chemical, pharmaceutical and energy sectors, as well as in mining, your ability to work is put to the test every day. Disability insurance protects you financially if illness or an accident prevents you from continuing to work.
BU Flex 4U
Disability insurance with a particularly affordable introductory premium and usually no health questionnaire. For school pupils, apprentices and students.
BU Flex
Whether it’s manual labour, an office job or a management role: if you can no longer carry out your job for health reasons, you suddenly find yourself without a regular income.
Vital protection
Income protection – tailored to your needs. For you, if you are unable to take out occupational disability insurance for health reasons.
Who needs occupational disability insurance - and why?
The nature of work is particularly varied in the chemical, pharmaceutical and energy sectors: from laboratory training and physically demanding roles in production and engineering to office-based and managerial positions. Occupational disability insurance can be a sensible option for many people – regardless of their specific field of work.
Young people
The sooner you take out cover for your ability to work, the better: occupational disability insurance is particularly affordable for young people and can usually be taken out without having to answer extensive health questions. This way, you can secure reliable cover early on – regardless of how your career develops.
AT employees
As income rises, so does the financial risk associated with occupational disability. For AT employees, tailored cover is essential to offset any loss of income and safeguard their standard of living in the long term.
Women
Career breaks, working part-time or returning to work later in life can lead to financial shortfalls in an emergency. Disability insurance ensures that you remain financially secure even if your health is affected – and that you retain your independence.
All
Whether you do manual labour, work in an office or hold a managerial role: if you are no longer able to work due to health reasons, you will suddenly find yourself without a regular income. Disability insurance protects you from financial hardship and provides security at every stage of your life.
